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Canadian Exchange Traded Funds (ETFS) and Stock Sectors - March 27, 2008

This article provides a list of available Canadian Exchange Traded Funds (ETFs). It also provides the fundaments (P/E ratio and dividend yield) and the Management Expense Ratio (MER) of each ETF. Most of these Canadian ETFs are based on various segments of the TSX market. The article also provides the fundamentals on those TSX market segments for which no ETF is available.

See also our article on selected global ETFs.

With this information, investors can make a judgment as to the desirability of various segments of the Canadian market and provides the trading symbol under which each can be purchased. (Or sold short for that matter).

This can help you decide if the which sectors are most (or least) attractive. (Financial, Energy, Real Estate etc.). For those sectors with an ETF available, you can then easily buy that sector by buying the ETF.

While it can be very difficult to interpret whether a particular P/E ratio is attractive or not, it is useful to be aware of these ratios. Note that most of the indexes are "capped" which means that the contribution of any one company to the index is capped or limited to a certain level. In theory the P/E ratio of an index should be more meaningful than the P/E for an individual stock since the group of companies that make up an index are less prone to unusual gains and losses since these tend to average out. But in some cases they do not average out and an index P/E could be affected by large unusual gains or losses at individual companies or something unusual that is affecting the entire sector.

Note that the sectors contain corporations as well as Income Trusts, the inclusion of Trusts has driven the dividend yields higher.

Also note that some of these sectors contain less than 10 companies which is really not enough to be representative of a sector.

Where there is no ETF, you cannot buy the index and would need to pick and choose individual stocks or find a mutual fund that focuses on the sector. You can find the individual companies in each sector at the TSX web site.

The ETF's that start with "X" are from from www.ishares.ca The ETF's that start with "H" are by Horizon beta pro and are either a two times bullish bet on the segment or a two times bear bet against the segment. Use caution and see http://www.hbpfunds.com/

In buying or selling any of these ETFs be cautious about the trading volume and the bid/ask spread. Higher volume ETFs are preferred, all else being equal.

In buying any of these, be careful to double check the trading symbol with other sources. I believe the symbols below are correct, but please double check. A wrong symbol could lead to to the wrong investment.

TSX Segment Index  Trailing P/E  Dividend Yield %  Canadian ETF Stock Symbol  Comment
S&P/TSX Composite index 17.7 2.50 XIC (0.25% MER) Appears reasonably valued, but not cheap and we should keep in mind the heavy weighting to Energy and financials can make this index quite volatile. Profits can change quickly.
S&P/TSX equity Index (Composite without Income Trusts) 17.0 1.79  No ETF Same comment as above applies
S&P/TSX Income Trust Index 28.1 8.8 XTR (0.55% MER)  The yield seems very attractive. The very high P/E is not attractive. Also when taxation hits in 2011, yields and earnings are likely to fall, perhaps substantially.
S&P/TSX 60 (Large Cap) Index 17.0 2.20 XIU (0.17% MER)

HXU (1.15% MER) 2 times bull

HXD (1.15% MER) 2 times bear

 Same comment as for composite index above.
S&P/TSX Mid and Small Cap Index (Completion Index) 20.9 3.56 XMD (0.55% MER)  Yield is reasonable due to Trusts in the mix, but overall this looks unattractive.
S&P/TSX Small Cap Index 97.6 3.91 XCS (0.55% MER)  Yikes! possibly several large losers are driving the P/E up. Not attractive.
S&P/TSX Capped Consumer Discretionary Index 13.9 3.14  No ETF There are only 20 companies in the index, some are poor fits. Seems like a meaningless sector.
S&P/TSX Capped Consumer Staples Index 19.4 1.86  No ETF Only 13 companies mostly retail. Not particularly attractive.
S&P/TSX Capped Metals & Mining Index 22.6 1.12  No ETF 17 companies. This sector looks expensive attractive and keep in mind the sector can be cyclical and we may be at an earnings peak.
S&P/TSX Capped Energy Index 16.6 2.59 XEG (0.55% MER)

HEU (1.15% MER) 2 times bull

HED (1.15% MER) 2 times bear

 65 companies. looks attractive but will be volatile with energy prices.
S&P/TSX Capped Financials Index 14.0 3.69 XFN (0.55% MER)

HFU (1.15% MER) 2 times bull

HFD (1.15% MER) 2 times bear

28 companies dominated by the big banks and life insurance companies. Looks attractive. But currently the sector faces the "credit crunch".
S&P/TSX Global Gold Index n.a.  0.94 XGD (0.55% MER)

HGU (1.15% MER) 2 times bull

HGD (1.15% MER) 2 times bear

37 Global gold companies. My experience has been that gold companies tend to be often over-priced due to a "lottery ticket" mentality.
 ISHARES COMEX Gold Trust  n.a.  n.a.  IGT (.40% MER)

This is the American MER, possibly it is higher in Canada.

This is gold itself as a commodity. This is a U.S. gold ETF that also happens to trade on the TSX in Canadian dollars. If you are interested in betting on GOLD it makes sense to buy the commodity rather than gold companies.
S&P/TSX Capped Health Care Index 13.5 4.16  No ETF With 4 companies, it is a joke to call this a segment. But clearly some of the 4 individual companies have attractive P/E ratios.
S&P/TSX Capped Industrials Index 15.3 1.86  No ETF 20 companies many of which are not all that "industrial". Overall looks moderately attractive in price.
S&P/TSX Capped Information technology Index n.a. 0.63 XIT (0.55% MER) Appears unattractive - only 8 companies in this so-called "index"
S&P/TSX Capped Materials Index 30.1 0.69 XMA (0.55% MER)  56 companies, does not look attractive although earnings here could continue to rise rapidly if commodity prices continue to rise
S&P/TSX Capped Real Estate Index 51.3 4.54 XRE (0.55% MER) Real Estate has a habit of looking very expensive on  an earnings basis. I would be leery at this time.
S&P/TSX Capped Telecommunications Index 12.2 4.50  No ETF Only 5 companies but gives a good exposure to the big telcos. Reasonably priced. But there is no ETF...
S&P/TSX Capped Utilities Index 18.8 3.97  No ETF  Only 10 companies. While the dividend is attractive, the sector overall does not seem particularly attractive
S&P/TSX Capped Energy Trust Index 31.4 9.75  No ETF The yield looks very attractive but the P/E is unattractively very high. And faces the issue of taxation in 2011
S&P/TSX Capped REIT Index 116.2 6.64  No ETF Same comments as for Real Estate Index above.
Dow Jones Canada Select Dividend Yield Index 12.63 4.22 XDV(0.50% MER) Appears reasonably attractive. 30 companies in the ETF. Keep in mind their is a heavy exposure to the big bank stocks which have had troubles of late
Dow Jones Canada Select Growth Index 25.9 0.62 XCG (0.50% MER) P/E and yield are from Dow Jones Canada large cap growth index. Appears expensive
Dow Jones Canada Select Value Index 14.2 2.76 XCV (0.50% MER) P/E and yield are from Dow Jones Canada large cap value index. Appears attractive although growth might be too slow
Claymore Canada Fundamental Index n.a. 2.71 CRQ (0.65% MER)  This is meant to be a value portfolio as it chooses stocks on the basis of higher dividend, lower price to book, higher free cash flow and lower price to sales. I am unable to locate a P/E ratio.

Investors may wish to consider the expected growth or contraction of the earnings that are driving the P/E for a particular segment. High growth can justify a high P/E and low or negative growth leads to lower P/E ratios. Also for some industries like mining and real estate, the GAAP earnings may arguably understate sustainable free cash flow therefore justifying a higher P/E. For more on this see our articles on understanding P/E ratios. Possibly, some segments, which may not have a lot of companies in the sector, are affected by one or two companies within the sector having unusual losses.

My own strategy is to evaluate individual companies rather than segments.

Our individual Stock Picks, which have an outstanding long-term track record, are available on a Subscription basis.

For those segments that show an entry in the Canadian "ETF" column, this means that an Exchange Traded Fund is available. These ETFs trade just like stocks and the trading symbol is provided. Buying the ETF gives convenient exposure to the segment.

Where an ETF exists, you buy it just like buying a stock.

To see a chart of the past performance of any of the ETFs enter the symbol below in the format XTR.TO and click, there are options there to show you up to a five year chart.

Additional Data

The P/E ratio and dividend yield information for many of the above sectors was found at on the TSX WebSite, See:

http://www.tsx.com/HttpController?GetPage=MDFIndicesView&Selected

Tab=QuoteResults&Exchange=T&IndexID=0000&OpenIndex=&Market=T&Language

At the the above link, you can see additional information including the particular Constituent Companies included in each index.

 For more information on all of the above ETFs that start with "X" go to www.ishares.ca there you can see the weights of individual companies in each ETF. For information on the Dow Jones indexes see http://www.djindexes.com/mdsidx/index.cfm?event=showStyleCAPerfStats  and

http://www.djindexes.com/mdsidx/?event=showSelectDivStats

For information on the ETF symbols that start with "H" go to http://www.hbpfunds.com/

For the Claymore Canada Fundamental index go http://www.claymoreinvestments.ca/

END

Shawn Allen, CFA, CMA, MBA, P.Eng.

President, InvestorsFriend Inc.

June 1, 2008

www.investorsfriend.com

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